Additional Buyer's Stamp Duty (ABSD) Calculator

Calculates ABSD by buyer profile and the number of residential properties owned, using the rates in force since 27 April 2023.

Result

ABSD rate
0.00%
ABSD payable
S$0.00

How to use the additional buyer's stamp duty (absd) calculator

  1. Enter the purchase price or market value, whichever is higher (S$).
  2. Enter the buyer profile.
  3. Enter the which residential property is this?.
  4. The results update as you type, or press Calculate.
  5. Read the absd rate first, then the supporting figures below it.

Formula

Citizens: 0% / 20% / 30%. PRs: 5% / 30% / 35%. Foreigners: 60%. Entities: 65%.

Worked example

For example, with these inputs:

the calculator returns:

Background

Stamp duties are paid upfront. Buyer's Stamp Duty applies to every purchase at tiered rates up to 6%, while ABSD depends on the buyer's residency status and how many residential properties they already own. Sellers who dispose of a property within the holding period pay Seller's Stamp Duty.

The Total Debt Servicing Ratio limits monthly debt repayments to 55% of gross monthly income for any property loan, and the Mortgage Servicing Ratio limits the housing instalment to 30% of income for HDB flats and new executive condominiums. Banks apply a medium-term interest rate in these tests rather than the rate you will actually pay.

Frequently asked questions

Do US citizens pay ABSD as foreigners?

Nationals of the US, Iceland, Liechtenstein, Norway and Switzerland are treated like Singapore Citizens for ABSD under free trade agreements.

Can married couples get ABSD refunded?

Couples with at least one citizen buying a second home may get a refund if they sell the first within six months, subject to IRAS conditions.

How does the additional buyer's stamp duty (absd) calculator work?

It applies this formula: Citizens: 0% / 20% / 30%. PRs: 5% / 30% / 35%. Foreigners: 60%. Entities: 65%.

Should I rely on this before signing?

Use it to plan, then confirm the figures with your banker, lawyer or the IRAS stamp duty calculator before you exercise an option to purchase.

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