Loans & Finance calculators
Loans, savings, investing, car financing and everyday money maths.
- Car Loan Calculator
Car loans in Singapore are quoted at a flat rate. This shows the monthly instalment and the real effective rate.
- Maximum Car Loan Calculator
MAS rules cap car loans at 70% of the price if OMV is S$20,000 or less, and 60% if OMV is higher, with a maximum tenure …
- Additional Registration Fee (ARF) Calculator
Calculates the tiered ARF for cars registered in Singapore.
- Car Depreciation Calculator
Works out the yearly depreciation buyers in Singapore use to compare used cars.
- Loan Calculator
Calculates repayments for an amortising loan.
- Personal Loan Calculator (Flat Rate)
Singapore banks advertise personal loans at flat rates. This shows the instalment and the effective interest rate.
- Flat Rate to EIR Converter
Converts an advertised flat interest rate into the equivalent effective interest rate.
- Compound Interest Calculator
Shows how money grows with compound interest.
- Simple Interest Calculator
Calculates simple (non-compounding) interest.
- Savings Goal Calculator
Finds how much to set aside each month to hit a target.
- Future Value Calculator
Projects savings with regular monthly contributions.
- Present Value Calculator
Finds what a future sum is worth today.
- CAGR Calculator
Calculates the compound annual growth rate between two values.
- ROI Calculator
Measures the return on an investment as a percentage.
- Inflation Calculator
Shows how inflation changes prices and purchasing power.
- Fixed Deposit Calculator
Calculates interest on a Singapore fixed deposit, which typically pays simple interest at maturity.
- Dividend Yield Calculator
Calculates dividend yield for SGX stocks and REITs.
- Break-Even Calculator
Finds how many units you must sell to cover costs.
- Profit Margin Calculator
Calculates profit, margin and markup from cost and price.
- Markup Calculator
Finds the selling price from cost and markup.
- Discount Calculator
Works out sale prices during Great Singapore Sale, 11.11 and other promotions.
- Split the Bill Calculator
Splits a bill evenly.
- Credit Card Payoff Calculator
Shows how long a card balance takes to clear at a fixed payment. Singapore card rates are typically around 27% to 28% a …
- Retirement Savings Calculator
Projects retirement savings outside CPF.
- Emergency Fund Calculator
Sets a target for your rainy-day savings.
- Net Worth Calculator
Adds up what you own minus what you owe.
- Debt-to-Income Ratio Calculator
Shows what share of income goes to debt.
- Rule of 72 Calculator
Estimates how long money takes to double.
- Annuity Payout Calculator
Finds the monthly income a lump sum can pay over a set period.
- Commission Calculator
Works out commission, such as a property agent's fee.
- Freelance Hourly Rate Calculator
Sets a freelance rate that covers income targets and costs.
- Electricity Bill Calculator
Estimates your electricity bill. Enter the tariff on your SP Group bill or retailer plan.
- Air-Con Running Cost Calculator
Estimates what running the air-con costs each month.
Car loan by amount
- S$50,000 Car Loan Repayment
- S$60,000 Car Loan Repayment
- S$70,000 Car Loan Repayment
- S$80,000 Car Loan Repayment
- S$90,000 Car Loan Repayment
- S$100,000 Car Loan Repayment
- S$110,000 Car Loan Repayment
- S$120,000 Car Loan Repayment
- S$130,000 Car Loan Repayment
- S$140,000 Car Loan Repayment
- S$150,000 Car Loan Repayment
- S$160,000 Car Loan Repayment
- S$170,000 Car Loan Repayment
- S$180,000 Car Loan Repayment
- S$190,000 Car Loan Repayment
- S$200,000 Car Loan Repayment
- S$210,000 Car Loan Repayment
- S$220,000 Car Loan Repayment
- S$230,000 Car Loan Repayment
- S$240,000 Car Loan Repayment
- S$250,000 Car Loan Repayment