How to Calculate Dividend Yield in Singapore: A Step-by-Step Guide
Calculates dividend yield for SGX stocks and REITs.
Interest rates, instalments and returns compound over years, so a small difference in rate or tenure turns into thousands of dollars. Working the numbers out yourself makes it easier to compare bank offers, avoid expensive debt and plan savings goals.
What you need
- Annual dividend per share (S$)
- Share price (S$)
Step by step
- Enter the annual dividend per share (S$).
- Enter the share price (S$).
- The results update as you type, or press Calculate.
- Read the dividend yield first, then the supporting figures below it.
The formula
Yield = annual dividend ÷ price × 100.
Worked example
For example, with these inputs:
- Annual dividend per share (S$): 0.18
- Share price (S$): 3.6
the calculator returns:
- Dividend yield: 5.00%
A second example
Now change the inputs to:
- Annual dividend per share (S$): 0.22
- Share price (S$): 3.6
the calculator returns:
- Dividend yield: 6.11%
Practical tips
- Check for early repayment penalties and processing fees before taking any loan.
- Paying credit card bills in full avoids interest charges of around 27% a year or more.
- Factor in inflation when you plan for goals that are many years away.
- Car loans are capped at seven years, and interest is charged on the original amount for the whole term.
Background
Calculators make it easy to compare scenarios side by side: a shorter tenure versus a lower instalment, a higher deposit versus more cash in hand, or paying down debt versus investing. Seeing the total cost, not just the monthly figure, usually makes the better choice obvious.
Cars in Singapore carry costs found almost nowhere else, including the Certificate of Entitlement and the Additional Registration Fee. Loans are capped at 60% or 70% of the price depending on the car's Open Market Value, and the maximum tenure is seven years.
Inflation erodes buying power, so a savings goal set in today's dollars needs to be adjusted upwards for the years it will take to reach it. Singapore's core inflation has varied widely over the past decade, so it is worth testing a range of rates.
Related calculations
- Additional Registration Fee (ARF) Calculator: Calculates the tiered ARF for cars registered in Singapore.
- Car Depreciation Calculator: Works out the yearly depreciation buyers in Singapore use to compare used cars.
- Loan Calculator: Calculates repayments for an amortising loan.
- Personal Loan Calculator (Flat Rate): Singapore banks advertise personal loans at flat rates.
Want to skip the arithmetic? The free Dividend Yield Calculator does all of this instantly and updates as you type.
Run your own numbers: Dividend Yield Calculator