Break-Even Calculator
Finds how many units you must sell to cover costs.
Result
- Break-even units
- 1,333.33 units
- Break-even revenue
- S$33,333.33
How to use the break-even calculator
- Enter the fixed costs (S$).
- Enter the price per unit (S$).
- Enter the variable cost per unit (S$).
- The results update as you type, or press Calculate.
- Read the break-even units first, then the supporting figures below it.
Formula
Units = fixed costs ÷ (price − variable cost).
Worked example
For example, with these inputs:
- Fixed costs (S$): 20,000
- Price per unit (S$): 25
- Variable cost per unit (S$): 10
the calculator returns:
- Break-even units: 1,333.33 units
- Break-even revenue: S$33,333.33
Background
Interest in Singapore is quoted in several ways. Mortgages and savings accounts use effective annual rates, while car loans and many personal loans are advertised at flat rates that look much lower than their true cost. Banks must disclose the effective interest rate, and comparing on that basis gives a fair picture.
Cars in Singapore carry costs found almost nowhere else, including the Certificate of Entitlement and the Additional Registration Fee. Loans are capped at 60% or 70% of the price depending on the car's Open Market Value, and the maximum tenure is seven years.
Frequently asked questions
How does the break-even calculator work?
It applies this formula: Units = fixed costs ÷ (price − variable cost).
Is this financial advice?
No. It is a calculation tool. For decisions about loans or investments, compare official offer documents and consider speaking to a licensed adviser.