Salary Increment Calculator
Shows the new salary after a percentage raise and how much more you earn per year.
Result
- New monthly salary
- S$4,725.00
- Monthly increase
- S$225.00
- Annual increase (12 months)
- S$2,700.00
How to use the salary increment calculator
- Enter the current monthly salary (S$).
- Enter the increment (%).
- The results update as you type, or press Calculate.
- Read the new monthly salary first, then the supporting figures below it.
Formula
New salary = current salary × (1 + increment ÷ 100).
Worked example
For example, with these inputs:
- Current monthly salary (S$): 4,500
- Increment (%): 5
the calculator returns:
- New monthly salary: S$4,725.00
- Monthly increase: S$225.00
- Annual increase (12 months): S$2,700.00
Background
CPF distinguishes between ordinary wages, which are paid for work in the month such as basic salary and fixed allowances, and additional wages, such as annual bonuses and leave encashment. Ordinary wages are capped at S$8,000 a month from January 2026, while additional wages are capped by an annual ceiling of S$102,000 minus the ordinary wages already subject to CPF in the year.
Contribution rates fall as workers get older, to keep older workers employable while their retirement savings continue to grow. The Government has been raising rates for workers above 55 in stages since 2022, with the latest change in January 2026 and another planned for 2027, so figures for senior workers change more often than for younger employees.
Frequently asked questions
How does the salary increment calculator work?
It applies this formula: New salary = current salary × (1 + increment ÷ 100).
Are these figures exact?
They follow the published CPF and MOM formulas, but your employer's payroll may round slightly differently or include allowances in a different way. Your payslip is the final reference.