CAGR Calculator
Calculates the compound annual growth rate between two values.
Result
- CAGR
- 12.47%
How to use the cagr calculator
- Enter the starting value.
- Enter the ending value.
- Enter the years.
- The results update as you type, or press Calculate.
- Read the cagr first, then the supporting figures below it.
Formula
CAGR = (end ÷ start)^(1/years) − 1.
Worked example
For example, with these inputs:
- Starting value: 10,000
- Ending value: 18,000
- Years: 5
the calculator returns:
- CAGR: 12.47%
Background
Interest in Singapore is quoted in several ways. Mortgages and savings accounts use effective annual rates, while car loans and many personal loans are advertised at flat rates that look much lower than their true cost. Banks must disclose the effective interest rate, and comparing on that basis gives a fair picture.
Inflation erodes buying power, so a savings goal set in today's dollars needs to be adjusted upwards for the years it will take to reach it. Singapore's core inflation has varied widely over the past decade, so it is worth testing a range of rates.
Frequently asked questions
How does the cagr calculator work?
It applies this formula: CAGR = (end ÷ start)^(1/years) − 1.
Is this financial advice?
No. It is a calculation tool. For decisions about loans or investments, compare official offer documents and consider speaking to a licensed adviser.