Stamp Duty on a S$400,000 Property Calculator
Buyer's and additional buyer's stamp duty on a S$400,000 Singapore home for citizens, PRs and foreigners.
Result
- Buyer's Stamp Duty
- S$6,600.00
- Additional Buyer's Stamp Duty
- S$0.00
- Total stamp duty
- S$6,600.00
- Total as % of price
- 1.65%
How to use the stamp duty on a s$400,000 property calculator
- Enter the purchase price or market value (S$).
- Enter the buyer profile.
- Enter the which residential property is this?.
- The results update as you type, or press Calculate.
- Read the buyer's stamp duty first, then the supporting figures below it.
Formula
Total = BSD (tiered 1%–6%) + ABSD (price × ABSD rate for your profile).
Worked example
For example, with these inputs:
- Purchase price or market value (S$): 400,000
- Buyer profile: Singapore Citizen
- Which residential property is this?: First
the calculator returns:
- Buyer's Stamp Duty: S$6,600.00
- Additional Buyer's Stamp Duty: S$0.00
- Total stamp duty: S$6,600.00
- Total as % of price: 1.65%
Stamp duty by buyer profile
| Buyer | Property | BSD | ABSD | Total |
|---|---|---|---|---|
| Singapore Citizen | 1st | S$6,600.00 | S$0.00 | S$6,600.00 |
| Singapore Citizen | 2nd | S$6,600.00 | S$80,000.00 | S$86,600.00 |
| Singapore Citizen | 3rd+ | S$6,600.00 | S$120,000.00 | S$126,600.00 |
| Singapore PR | 1st | S$6,600.00 | S$20,000.00 | S$26,600.00 |
| Singapore PR | 2nd | S$6,600.00 | S$120,000.00 | S$126,600.00 |
| Singapore PR | 3rd+ | S$6,600.00 | S$140,000.00 | S$146,600.00 |
| Foreigner | Any | S$6,600.00 | S$240,000.00 | S$246,600.00 |
Background
Singapore's property market is shaped by cooling measures introduced since 2009, including Additional Buyer's Stamp Duty, loan-to-value limits and debt servicing ratios. These rules are adjusted when the market runs hot, so the numbers you see today may differ from what friends paid a few years ago.
Most Singaporeans live in HDB flats, which can be financed with an HDB concessionary loan at 0.1% above the CPF Ordinary Account rate or with a bank loan. Private property must be financed with a bank loan, and banks offer fixed, floating and SORA-pegged packages.
Frequently asked questions
How does the stamp duty on a s$400,000 property calculator work?
It applies this formula: Total = BSD (tiered 1%–6%) + ABSD (price × ABSD rate for your profile).
Should I rely on this before signing?
Use it to plan, then confirm the figures with your banker, lawyer or the IRAS stamp duty calculator before you exercise an option to purchase.