How to Calculate Overtime Pay (MOM) in Singapore: A Step-by-Step Guide

Updated 5 Oct 2026 in CPF & Salary

Uses the Ministry of Manpower formula to work out the hourly basic rate and overtime pay for employees covered by Part IV of the Employment Act.

In Singapore, payslip maths decides how much you can save, invest and spend, and CPF takes a sizeable share before the money reaches your bank account. Knowing the numbers in advance makes salary negotiations, job switches and budgeting far less of a guess.

What you need

Step by step

  1. Enter the monthly basic salary (S$).
  2. Enter the overtime hours worked.
  3. The results update as you type, or press Calculate.
  4. Read the hourly basic rate first, then the supporting figures below it.

The formula

Hourly basic rate = (12 × monthly basic salary) ÷ (52 × 44). Overtime pay = 1.5 × hourly rate × overtime hours.

Worked example

For example, with these inputs:

the calculator returns:

A second example

Now change the inputs to:

the calculator returns:

Practical tips

Background

CPF distinguishes between ordinary wages, which are paid for work in the month such as basic salary and fixed allowances, and additional wages, such as annual bonuses and leave encashment. Ordinary wages are capped at S$8,000 a month from January 2026, while additional wages are capped by an annual ceiling of S$102,000 minus the ordinary wages already subject to CPF in the year.

Payslips must be itemised, showing basic pay, allowances, overtime, deductions and CPF. Comparing a payslip against an independent calculation is the easiest way to catch mistakes, especially in the first month of a new job, after a pay rise, or when you cross an age band.

Contribution rates fall as workers get older, to keep older workers employable while their retirement savings continue to grow. The Government has been raising rates for workers above 55 in stages since 2022, with the latest change in January 2026 and another planned for 2027, so figures for senior workers change more often than for younger employees.

Related calculations

Want to skip the arithmetic? The free Overtime Pay Calculator (MOM) does all of this instantly and updates as you type.

Run your own numbers: Overtime Pay Calculator (MOM)

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