Overtime Pay (MOM) Results at a Glance: Quick Reference Table
Sometimes you only need a ballpark figure. This page lists overtime pay (mom) results for a range of common inputs, so you can see the pattern at a glance.
| Inputs | Hourly basic rate | Overtime rate (1.5×) | Overtime pay |
|---|---|---|---|
| Monthly basic salary: 2,400, Overtime hours worked: 20 | S$12.59 | S$18.88 | S$377.62 |
| Monthly basic salary: 1,200, Overtime hours worked: 20 | S$6.29 | S$9.44 | S$188.81 |
| Monthly basic salary: 1,800, Overtime hours worked: 20 | S$9.44 | S$14.16 | S$283.22 |
| Monthly basic salary: 3,000, Overtime hours worked: 20 | S$15.73 | S$23.60 | S$472.03 |
| Monthly basic salary: 3,600, Overtime hours worked: 20 | S$18.88 | S$28.32 | S$566.43 |
| Monthly basic salary: 4,800, Overtime hours worked: 20 | S$25.17 | S$37.76 | S$755.24 |
How these were worked out
Hourly basic rate = (12 × monthly basic salary) ÷ (52 × 44). Overtime pay = 1.5 × hourly rate × overtime hours.
In Singapore, payslip maths decides how much you can save, invest and spend, and CPF takes a sizeable share before the money reaches your bank account. Knowing the numbers in advance makes salary negotiations, job switches and budgeting far less of a guess.
Contribution rates fall as workers get older, to keep older workers employable while their retirement savings continue to grow. The Government has been raising rates for workers above 55 in stages since 2022, with the latest change in January 2026 and another planned for 2027, so figures for senior workers change more often than for younger employees.
CPF distinguishes between ordinary wages, which are paid for work in the month such as basic salary and fixed allowances, and additional wages, such as annual bonuses and leave encashment. Ordinary wages are capped at S$8,000 a month from January 2026, while additional wages are capped by an annual ceiling of S$102,000 minus the ordinary wages already subject to CPF in the year.
Payslips must be itemised, showing basic pay, allowances, overtime, deductions and CPF. Comparing a payslip against an independent calculation is the easiest way to catch mistakes, especially in the first month of a new job, after a pay rise, or when you cross an age band.
Tips
- CPF rates drop in steps after age 55, so check which age band applies from the month after your birthday.
- If you change jobs mid-year, the Additional Wage ceiling is calculated across all employers for the calendar year.
- Keep a copy of your payslips: MOM requires employers to issue itemised payslips, which makes checking deductions easy.
Related calculations
- Salary Increment Calculator: Shows the new salary after a percentage raise and how much more you earn per year.
- Pro-Rated Annual Leave Calculator: Calculates leave earned for part of a year.
- Salary Converter (Annual, Monthly, Hourly): Converts an annual package into monthly, weekly, daily and hourly figures.
- CPF OA Interest Calculator: Projects your CPF Ordinary Account balance with the 2.5% floor rate and regular contributions.
For your exact numbers, use the Overtime Pay Calculator (MOM).
Run your own numbers: Overtime Pay Calculator (MOM)